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Warning: Borrowing more than you can afford to repay could lead to severe financial difficulties.

Loan repayment terms are minimum of 3 months. The base interest rate is 9% per month.An illustrative example of a loan at an interest rate of 9% per month is as follow:
Loan amount of P10, 000 over 3 months, using Simple Interest.
The total repayment of the loan will be P12, 700 reflecting a maximum Annual Percentage Rate (APR) of 108% and an interest of P2, 700.Interest will not exceed 100% of the capital borrowed.

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